Clinton, IA home prices
Typical home $181,485 · +6.7% in a year · income needed $55,700
The Clinton, IA metro area ranks 710 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.7% in a year and +25.4% over five years. With 20% down at 7.11%, the typical home costs about $1,299 a month including 1.53% property tax (Clinton County rate).
Mortgage on the typical Clinton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,297 | $145,188 | $977 | $0 | $322 | $1,299 | $55,700 |
| 10% down | $18,149 | $163,337 | $1,099 | $68 | $322 | $1,489 | $63,800 |
| 5% down | $9,074 | $172,411 | $1,160 | $72 | $322 | $1,554 | $66,600 |
| 3.5% down (FHA) | $6,352 | $178,198 | $1,199 | $80 | $322 | $1,602 | $68,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Clinton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clinton County, IA | $181,487 | +6.7% | 1.53% |
What can you afford in Iowa on your salary? · Iowa home prices · Salaries in Iowa
Frequently asked questions
How much is a house in Clinton?
The typical home in the Clinton, IA metro area is worth $181,485 (Zillow, September 2026).
What salary do you need to buy a house in Clinton?
About $55,700 a year for the typical home with 20% down at 7.11%.