Clarksville, TN home prices
Typical home $289,380 · +0.2% in a year · income needed $79,200
The Clarksville, TN metro area ranks 342 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.2% in a year and +24.1% over five years. With 20% down at 7.11%, the typical home costs about $1,848 a month including 0.61% property tax (Montgomery County rate).
Mortgage on the typical Clarksville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,876 | $231,504 | $1,557 | $0 | $291 | $1,848 | $79,200 |
| 10% down | $28,938 | $260,442 | $1,752 | $109 | $291 | $2,151 | $92,200 |
| 5% down | $14,469 | $274,911 | $1,849 | $115 | $291 | $2,255 | $96,600 |
| 3.5% down (FHA) | $10,128 | $284,139 | $1,911 | $128 | $291 | $2,330 | $99,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Clarksville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montgomery County, TN | $318,644 | +0.4% | 0.61% |
| Christian County, KY | $201,897 | +0.2% | 0.65% |
| Trigg County, KY | $136,493 | -24.4% | 0.56% |
| Stewart County, TN | $247,613 | +1.6% | 0.46% |
What can you afford in Tennessee on your salary? · Tennessee home prices · Salaries in Tennessee
Frequently asked questions
How much is a house in Clarksville?
The typical home in the Clarksville, TN metro area is worth $289,380 (Zillow, September 2026).
What salary do you need to buy a house in Clarksville?
About $79,200 a year for the typical home with 20% down at 7.11%.