Clarksdale, MS home prices
Typical home $59,852 · +3.5% in a year · income needed $17,500
The Clarksdale, MS metro area ranks 892 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.5% in a year and -40.3% over five years. With 20% down at 7.11%, the typical home costs about $408 a month including 1.12% property tax (Coahoma County rate).
Mortgage on the typical Clarksdale home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $11,970 | $47,882 | $322 | $0 | $86 | $408 | $17,500 |
| 10% down | $5,985 | $53,867 | $362 | $22 | $86 | $471 | $20,200 |
| 5% down | $2,993 | $56,860 | $382 | $24 | $86 | $492 | $21,100 |
| 3.5% down (FHA) | $2,095 | $58,768 | $395 | $26 | $86 | $508 | $21,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Clarksdale area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coahoma County, MS | $59,820 | +3.5% | 1.12% |
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Frequently asked questions
How much is a house in Clarksdale?
The typical home in the Clarksdale, MS metro area is worth $59,852 (Zillow, September 2026).
What salary do you need to buy a house in Clarksdale?
About $17,500 a year for the typical home with 20% down at 7.11%.