Cedartown, GA home prices
Typical home $221,620 · +3.0% in a year · income needed $61,800
The Cedartown, GA metro area ranks 563 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.0% in a year and +33.5% over five years. With 20% down at 7.11%, the typical home costs about $1,443 a month including 0.75% property tax (Polk County rate).
Mortgage on the typical Cedartown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,324 | $177,296 | $1,193 | $0 | $250 | $1,443 | $61,800 |
| 10% down | $22,162 | $199,458 | $1,342 | $83 | $250 | $1,675 | $71,800 |
| 5% down | $11,081 | $210,539 | $1,416 | $88 | $250 | $1,754 | $75,200 |
| 3.5% down (FHA) | $7,757 | $217,606 | $1,464 | $98 | $250 | $1,812 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Cedartown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Polk County, GA | $221,632 | +3.0% | 0.75% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Cedartown?
The typical home in the Cedartown, GA metro area is worth $221,620 (Zillow, September 2026).
What salary do you need to buy a house in Cedartown?
About $61,800 a year for the typical home with 20% down at 7.11%.