Carson City, NV home prices
Typical home $494,228 · +1.0% in a year · income needed $131,900
The Carson City, NV metro area ranks 76 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.0% in a year and +11.8% over five years. With 20% down at 7.11%, the typical home costs about $3,077 a month including 0.41% property tax (Carson City rate).
Mortgage on the typical Carson City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $98,846 | $395,383 | $2,660 | $0 | $417 | $3,077 | $131,900 |
| 10% down | $49,423 | $444,805 | $2,992 | $185 | $417 | $3,595 | $154,100 |
| 5% down | $24,711 | $469,517 | $3,158 | $196 | $417 | $3,771 | $161,600 |
| 3.5% down (FHA) | $17,298 | $485,277 | $3,264 | $219 | $417 | $3,900 | $167,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Carson City area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carson City, NV | $494,245 | +1.0% | 0.41% |
What can you afford in Nevada on your salary? · Nevada home prices · Salaries in Nevada
Frequently asked questions
How much is a house in Carson City?
The typical home in the Carson City, NV metro area is worth $494,228 (Zillow, September 2026).
What salary do you need to buy a house in Carson City?
About $131,900 a year for the typical home with 20% down at 7.11%.