Brownwood, TX home prices
Typical home $186,562 · -0.0% in a year · income needed $54,400
The Brownwood, TX metro area ranks 691 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.0% in a year and +10.5% over five years. With 20% down at 7.11%, the typical home costs about $1,270 a month including 1.11% property tax (Brown County rate).
Mortgage on the typical Brownwood home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,312 | $149,250 | $1,004 | $0 | $266 | $1,270 | $54,400 |
| 10% down | $18,656 | $167,906 | $1,130 | $70 | $266 | $1,466 | $62,800 |
| 5% down | $9,328 | $177,234 | $1,192 | $74 | $266 | $1,533 | $65,700 |
| 3.5% down (FHA) | $6,530 | $183,183 | $1,232 | $83 | $266 | $1,581 | $67,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Brownwood area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Brown County, TX | $186,630 | -0.1% | 1.11% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Brownwood?
The typical home in the Brownwood, TX metro area is worth $186,562 (Zillow, September 2026).
What salary do you need to buy a house in Brownwood?
About $54,400 a year for the typical home with 20% down at 7.11%.