Brookings, OR home prices
Typical home $448,555 · -1.3% in a year · income needed $120,800
The Brookings, OR metro area ranks 101 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.3% in a year and +6.8% over five years. With 20% down at 7.11%, the typical home costs about $2,819 a month including 0.48% property tax (Curry County rate).
Mortgage on the typical Brookings home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,711 | $358,844 | $2,414 | $0 | $405 | $2,819 | $120,800 |
| 10% down | $44,855 | $403,699 | $2,716 | $168 | $405 | $3,289 | $140,900 |
| 5% down | $22,428 | $426,127 | $2,867 | $178 | $405 | $3,449 | $147,800 |
| 3.5% down (FHA) | $15,699 | $440,430 | $2,963 | $198 | $405 | $3,566 | $152,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Brookings area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Curry County, OR | $448,677 | -1.4% | 0.48% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Brookings?
The typical home in the Brookings, OR metro area is worth $448,555 (Zillow, September 2026).
What salary do you need to buy a house in Brookings?
About $120,800 a year for the typical home with 20% down at 7.11%.