Brevard, NC home prices
Typical home $462,070 · -2.0% in a year · income needed $123,900
The Brevard, NC metro area ranks 95 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.0% in a year and +29.8% over five years. With 20% down at 7.11%, the typical home costs about $2,890 a month including 0.45% property tax (Transylvania County rate).
Mortgage on the typical Brevard home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $92,414 | $369,656 | $2,487 | $0 | $404 | $2,890 | $123,900 |
| 10% down | $46,207 | $415,863 | $2,798 | $173 | $404 | $3,374 | $144,600 |
| 5% down | $23,103 | $438,966 | $2,953 | $183 | $404 | $3,539 | $151,700 |
| 3.5% down (FHA) | $16,172 | $453,701 | $3,052 | $204 | $404 | $3,660 | $156,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Brevard area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Transylvania County, NC | $462,178 | -2.0% | 0.45% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Brevard?
The typical home in the Brevard, NC metro area is worth $462,070 (Zillow, September 2026).
What salary do you need to buy a house in Brevard?
About $123,900 a year for the typical home with 20% down at 7.11%.