Bremerton, WA home prices
Typical home $579,111 · +1.1% in a year · income needed $161,900
The Bremerton, WA metro area ranks 46 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.1% in a year and +7.8% over five years. With 20% down at 7.11%, the typical home costs about $3,778 a month including 0.77% property tax (Kitsap County rate).
Mortgage on the typical Bremerton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,822 | $463,289 | $3,117 | $0 | $662 | $3,778 | $161,900 |
| 10% down | $57,911 | $521,200 | $3,506 | $217 | $662 | $4,385 | $187,900 |
| 5% down | $28,956 | $550,156 | $3,701 | $229 | $662 | $4,592 | $196,800 |
| 3.5% down (FHA) | $20,269 | $568,622 | $3,825 | $256 | $662 | $4,743 | $203,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bremerton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kitsap County, WA | $579,133 | +1.1% | 0.77% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Bremerton?
The typical home in the Bremerton, WA metro area is worth $579,111 (Zillow, September 2026).
What salary do you need to buy a house in Bremerton?
About $161,900 a year for the typical home with 20% down at 7.11%.