Breckenridge, CO home prices
Typical home $969,585 · +0.5% in a year · income needed $255,400
The Breckenridge, CO metro area ranks 14 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.5% in a year and +5.0% over five years. With 20% down at 7.11%, the typical home costs about $5,960 a month including 0.32% property tax (Summit County rate).
Mortgage on the typical Breckenridge home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $193,917 | $775,668 | $5,218 | $0 | $742 | $5,960 | $255,400 |
| 10% down | $96,959 | $872,627 | $5,870 | $364 | $742 | $6,976 | $299,000 |
| 5% down | $48,479 | $921,106 | $6,196 | $384 | $742 | $7,322 | $313,800 |
| 3.5% down (FHA) | $33,935 | $952,024 | $6,404 | $429 | $742 | $7,575 | $324,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Breckenridge area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Summit County, CO | $969,592 | +0.5% | 0.32% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Breckenridge?
The typical home in the Breckenridge, CO metro area is worth $969,585 (Zillow, September 2026).
What salary do you need to buy a house in Breckenridge?
About $255,400 a year for the typical home with 20% down at 7.11%.