Boulder, CO home prices
Typical home $706,763 · -0.4% in a year · income needed $191,500
The Boulder, CO metro area ranks 29 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.4% in a year and +5.5% over five years. With 20% down at 7.11%, the typical home costs about $4,468 a month including 0.53% property tax (Boulder County rate).
Mortgage on the typical Boulder home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $141,353 | $565,411 | $3,804 | $0 | $665 | $4,468 | $191,500 |
| 10% down | $70,676 | $636,087 | $4,279 | $265 | $665 | $5,209 | $223,200 |
| 5% down | $35,338 | $671,425 | $4,517 | $280 | $665 | $5,461 | $234,100 |
| 3.5% down (FHA) | $24,737 | $693,962 | $4,668 | $313 | $665 | $5,646 | $242,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Boulder area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boulder County, CO | $706,773 | -0.4% | 0.53% |
What can you afford in Colorado on your salary? · Colorado home prices · Salaries in Colorado
Frequently asked questions
How much is a house in Boulder?
The typical home in the Boulder, CO metro area is worth $706,763 (Zillow, September 2026).
What salary do you need to buy a house in Boulder?
About $191,500 a year for the typical home with 20% down at 7.11%.