Borger, TX home prices
Typical home $118,566 · +2.1% in a year · income needed $35,600
The Borger, TX metro area ranks 867 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.1% in a year and +0.1% over five years. With 20% down at 7.11%, the typical home costs about $830 a month including 1.35% property tax (Hutchinson County rate).
Mortgage on the typical Borger home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,713 | $94,852 | $638 | $0 | $192 | $830 | $35,600 |
| 10% down | $11,857 | $106,709 | $718 | $44 | $192 | $954 | $40,900 |
| 5% down | $5,928 | $112,637 | $758 | $47 | $192 | $997 | $42,700 |
| 3.5% down (FHA) | $4,150 | $116,418 | $783 | $52 | $192 | $1,028 | $44,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Borger area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hutchinson County, TX | $118,561 | +2.1% | 1.35% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Borger?
The typical home in the Borger, TX metro area is worth $118,566 (Zillow, September 2026).
What salary do you need to buy a house in Borger?
About $35,600 a year for the typical home with 20% down at 7.11%.