Blackfoot, ID home prices
Typical home $385,001 · +3.6% in a year · income needed $104,000
The Blackfoot, ID metro area ranks 173 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.6% in a year and +15.2% over five years. With 20% down at 7.11%, the typical home costs about $2,426 a month including 0.5% property tax (Bingham County rate).
Mortgage on the typical Blackfoot home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,000 | $308,001 | $2,072 | $0 | $354 | $2,426 | $104,000 |
| 10% down | $38,500 | $346,501 | $2,331 | $144 | $354 | $2,829 | $121,300 |
| 5% down | $19,250 | $365,751 | $2,460 | $152 | $354 | $2,967 | $127,200 |
| 3.5% down (FHA) | $13,475 | $378,027 | $2,543 | $170 | $354 | $3,067 | $131,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Blackfoot area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bingham County, ID | $384,891 | +3.6% | 0.5% |
What can you afford in Idaho on your salary? · Idaho home prices · Salaries in Idaho
Frequently asked questions
How much is a house in Blackfoot?
The typical home in the Blackfoot, ID metro area is worth $385,001 (Zillow, September 2026).
What salary do you need to buy a house in Blackfoot?
About $104,000 a year for the typical home with 20% down at 7.11%.