Batavia, NY home prices
Typical home $227,346 · +5.7% in a year · income needed $76,900
The Batavia, NY metro area ranks 534 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.7% in a year and +31.2% over five years. With 20% down at 7.11%, the typical home costs about $1,794 a month including 2.41% property tax (Genesee County rate).
Mortgage on the typical Batavia home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,469 | $181,876 | $1,223 | $0 | $571 | $1,794 | $76,900 |
| 10% down | $22,735 | $204,611 | $1,376 | $85 | $571 | $2,032 | $87,100 |
| 5% down | $11,367 | $215,978 | $1,453 | $90 | $571 | $2,114 | $90,600 |
| 3.5% down (FHA) | $7,957 | $223,228 | $1,502 | $101 | $571 | $2,173 | $93,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Batavia area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Genesee County, NY | $227,342 | +5.7% | 2.41% |
What can you afford in New York on your salary? · New York home prices · Salaries in New York
Frequently asked questions
How much is a house in Batavia?
The typical home in the Batavia, NY metro area is worth $227,346 (Zillow, September 2026).
What salary do you need to buy a house in Batavia?
About $76,900 a year for the typical home with 20% down at 7.11%.