Bainbridge, GA home prices
Typical home $169,842 · +4.8% in a year · income needed $48,600
The Bainbridge, GA metro area ranks 760 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.8% in a year and +20.3% over five years. With 20% down at 7.11%, the typical home costs about $1,134 a month including 0.95% property tax (Decatur County rate).
Mortgage on the typical Bainbridge home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,968 | $135,873 | $914 | $0 | $220 | $1,134 | $48,600 |
| 10% down | $16,984 | $152,857 | $1,028 | $64 | $220 | $1,312 | $56,200 |
| 5% down | $8,492 | $161,350 | $1,085 | $67 | $220 | $1,372 | $58,800 |
| 3.5% down (FHA) | $5,944 | $166,765 | $1,122 | $75 | $220 | $1,417 | $60,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bainbridge area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Decatur County, GA | $169,821 | +4.8% | 0.95% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Bainbridge?
The typical home in the Bainbridge, GA metro area is worth $169,842 (Zillow, September 2026).
What salary do you need to buy a house in Bainbridge?
About $48,600 a year for the typical home with 20% down at 7.11%.