Athens, OH home prices
Typical home $185,567 · +3.5% in a year · income needed $54,500
The Athens, OH metro area ranks 698 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.5% in a year and +22.4% over five years. With 20% down at 7.11%, the typical home costs about $1,273 a month including 1.17% property tax (Athens County rate).
Mortgage on the typical Athens home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,113 | $148,454 | $999 | $0 | $274 | $1,273 | $54,500 |
| 10% down | $18,557 | $167,011 | $1,123 | $70 | $274 | $1,467 | $62,900 |
| 5% down | $9,278 | $176,289 | $1,186 | $73 | $274 | $1,533 | $65,700 |
| 3.5% down (FHA) | $6,495 | $182,206 | $1,226 | $82 | $274 | $1,582 | $67,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Athens area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Athens County, OH | $185,595 | +3.5% | 1.17% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Athens?
The typical home in the Athens, OH metro area is worth $185,567 (Zillow, September 2026).
What salary do you need to buy a house in Athens?
About $54,500 a year for the typical home with 20% down at 7.11%.