Altoona, PA home prices
Typical home $175,414 · +6.4% in a year · income needed $50,900
The Altoona, PA metro area ranks 736 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.4% in a year and +16.3% over five years. With 20% down at 7.11%, the typical home costs about $1,188 a month including 1.07% property tax (Blair County rate).
Mortgage on the typical Altoona home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,083 | $140,331 | $944 | $0 | $244 | $1,188 | $50,900 |
| 10% down | $17,541 | $157,873 | $1,062 | $66 | $244 | $1,372 | $58,800 |
| 5% down | $8,771 | $166,643 | $1,121 | $69 | $244 | $1,435 | $61,500 |
| 3.5% down (FHA) | $6,139 | $172,237 | $1,159 | $78 | $244 | $1,480 | $63,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Altoona area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Blair County, PA | $175,427 | +6.4% | 1.07% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Altoona?
The typical home in the Altoona, PA metro area is worth $175,414 (Zillow, September 2026).
What salary do you need to buy a house in Altoona?
About $50,900 a year for the typical home with 20% down at 7.11%.