Albertville, AL home prices
Typical home $240,098 · +2.9% in a year · income needed $63,600
The Albertville, AL metro area ranks 491 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.9% in a year and +20.6% over five years. With 20% down at 7.11%, the typical home costs about $1,485 a month including 0.36% property tax (Marshall County rate).
Mortgage on the typical Albertville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,020 | $192,079 | $1,292 | $0 | $193 | $1,485 | $63,600 |
| 10% down | $24,010 | $216,088 | $1,454 | $90 | $193 | $1,737 | $74,400 |
| 5% down | $12,005 | $228,093 | $1,534 | $95 | $193 | $1,822 | $78,100 |
| 3.5% down (FHA) | $8,403 | $235,750 | $1,586 | $106 | $193 | $1,885 | $80,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.36% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Albertville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marshall County, AL | $240,091 | +2.9% | 0.36% |
What can you afford in Alabama on your salary? · Alabama home prices · Salaries in Alabama
Frequently asked questions
How much is a house in Albertville?
The typical home in the Albertville, AL metro area is worth $240,098 (Zillow, September 2026).
What salary do you need to buy a house in Albertville?
About $63,600 a year for the typical home with 20% down at 7.11%.