Aberdeen, WA home prices
Typical home $314,069 · -2.1% in a year · income needed $88,100
The Aberdeen, WA metro area ranks 293 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.1% in a year and +1.9% over five years. With 20% down at 7.11%, the typical home costs about $2,057 a month including 0.8% property tax (Grays Harbor County rate).
Mortgage on the typical Aberdeen home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,814 | $251,255 | $1,690 | $0 | $366 | $2,057 | $88,100 |
| 10% down | $31,407 | $282,662 | $1,901 | $118 | $366 | $2,386 | $102,200 |
| 5% down | $15,703 | $298,365 | $2,007 | $124 | $366 | $2,498 | $107,100 |
| 3.5% down (FHA) | $10,992 | $308,380 | $2,074 | $139 | $366 | $2,580 | $110,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.8% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Aberdeen area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grays Harbor County, WA | $314,086 | -2.1% | 0.8% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Aberdeen?
The typical home in the Aberdeen, WA metro area is worth $314,069 (Zillow, September 2026).
What salary do you need to buy a house in Aberdeen?
About $88,100 a year for the typical home with 20% down at 7.11%.