Scott County, Tennessee home prices
Typical home $191,085 · +5.6% in a year · property tax 0.51%
The typical home in Scott County is worth $191,085, 42% less than the Tennessee typical home ($330,844). Values changed +5.6% in the past year and +18.3% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($967 on the typical home), versus 0.46% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,217 | $152,868 | $1,028 | $0 | $176 | $1,204 | $51,600 |
| 10% down | $19,109 | $171,977 | $1,157 | $72 | $176 | $1,405 | $60,200 |
| 5% down | $9,554 | $181,531 | $1,221 | $76 | $176 | $1,473 | $63,100 |
| 3.5% down (FHA) | $6,688 | $187,624 | $1,262 | $85 | $176 | $1,523 | $65,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crockett County | $190,919 | +6.5% | 0.59% |
| Benton County | $189,722 | +7.2% | 0.48% |
| Weakley County | $189,627 | +6.5% | 0.48% |
| Hickman County | $186,108 | +2.8% | 0.46% |
| Wayne County | $180,980 | +6.3% | 0.49% |
| Decatur County | $180,599 | +7.3% | 0.46% |
| Gibson County | $178,894 | +2.1% | 0.66% |
| Carroll County | $177,700 | +2.5% | 0.58% |
| Hancock County | $176,431 | +9.4% | 0.45% |
| Dyer County | $175,680 | +3.5% | 0.63% |
Frequently asked questions
What is the average home price in Scott County, TN?
The typical home value in Scott County is $191,085 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $51,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).