Jackson County, Tennessee home prices
Typical home $225,655 · +3.2% in a year · property tax 0.46%
The typical home in Jackson County is worth $225,655, 32% less than the Tennessee typical home ($330,844). Values changed +3.2% in the past year and +27.3% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($1,030 on the typical home), versus 0.46% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,131 | $180,524 | $1,214 | $0 | $199 | $1,413 | $60,600 |
| 10% down | $22,565 | $203,089 | $1,366 | $85 | $199 | $1,650 | $70,700 |
| 5% down | $11,283 | $214,372 | $1,442 | $89 | $199 | $1,730 | $74,100 |
| 3.5% down (FHA) | $7,898 | $221,568 | $1,490 | $100 | $199 | $1,789 | $76,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Cookeville metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Claiborne County | $223,829 | +3.7% | 0.49% |
| Madison County | $222,721 | -1.1% | 0.56% |
| Van Buren County | $228,836 | +1.0% | 0.44% |
| Houston County | $229,483 | +8.2% | 0.54% |
| Henry County | $221,770 | +6.7% | 0.44% |
| Shelby County | $215,732 | -1.2% | 0.98% |
| Henderson County | $213,136 | +7.2% | 0.48% |
| Carter County | $238,959 | -0.3% | 0.51% |
| Morgan County | $210,307 | +4.4% | 0.52% |
| Cocke County | $241,556 | +4.1% | 0.57% |
Frequently asked questions
What is the average home price in Jackson County, TN?
The typical home value in Jackson County is $225,655 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $60,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).