Jackson County, Oklahoma home prices
Typical home $114,643 · +3.6% in a year · property tax 0.59%
The typical home in Jackson County is worth $114,643, 48% less than the Oklahoma typical home ($220,801). Values changed +3.6% in the past year and +15.4% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($681 on the typical home), versus 0.76% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,929 | $91,715 | $617 | $0 | $114 | $731 | $31,300 |
| 10% down | $11,464 | $103,179 | $694 | $43 | $114 | $851 | $36,500 |
| 5% down | $5,732 | $108,911 | $733 | $45 | $114 | $892 | $38,200 |
| 3.5% down (FHA) | $4,013 | $112,567 | $757 | $51 | $114 | $922 | $39,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Altus metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hughes County | $113,391 | +5.6% | 0.6% |
| Woods County | $115,954 | +6.9% | 0.58% |
| Kay County | $115,975 | +4.3% | 0.66% |
| Grant County | $112,269 | +5.0% | 0.49% |
| Washita County | $107,292 | +2.7% | 0.52% |
| Caddo County | $107,084 | +6.0% | 0.54% |
| Cotton County | $106,672 | +0.6% | 0.74% |
| Coal County | $123,291 | +0.9% | 0.53% |
| Seminole County | $123,418 | +8.1% | 0.62% |
| Blaine County | $101,516 | +0.8% | 0.58% |
Frequently asked questions
What is the average home price in Jackson County, OK?
The typical home value in Jackson County is $114,643 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $31,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).