Cimarron County, Oklahoma home prices
Typical home $78,197 · -2.1% in a year · property tax 0.4%
The typical home in Cimarron County is worth $78,197, 65% less than the Oklahoma typical home ($220,801). Values changed -2.1% in the past year and +1.2% over five years. Homeowners here pay a median 0.4% of their home's value in property tax each year ($313 on the typical home), versus 0.76% statewide.
Mortgage on the typical Cimarron County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $15,639 | $62,558 | $421 | $0 | $65 | $486 | $20,800 |
| 10% down | $7,820 | $70,377 | $473 | $29 | $65 | $568 | $24,300 |
| 5% down | $3,910 | $74,287 | $500 | $31 | $65 | $596 | $25,500 |
| 3.5% down (FHA) | $2,737 | $76,781 | $517 | $35 | $65 | $616 | $26,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Alfalfa County | $81,412 | -9.5% | 0.58% |
| Greer County | $74,128 | -1.2% | 0.5% |
| Harper County | $73,892 | -0.0% | 0.64% |
| Kiowa County | $73,757 | +8.4% | 0.58% |
| Jefferson County | $97,685 | +5.3% | 0.63% |
| Tillman County | $56,930 | -7.0% | 0.63% |
| Harmon County | $55,800 | -18.4% | 0.67% |
| Ellis County | $100,841 | +0.7% | 0.74% |
| Blaine County | $101,516 | +0.8% | 0.58% |
| Cotton County | $106,672 | +0.6% | 0.74% |
Frequently asked questions
What is the average home price in Cimarron County, OK?
The typical home value in Cimarron County is $78,197 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cimarron County?
About $20,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cimarron County?
The median effective rate is 0.4% of home value a year (Census ACS 2024 5-year estimates).