Eddy County, North Dakota home prices
Typical home $116,853 · -1.8% in a year · property tax 1%
The typical home in Eddy County is worth $116,853, 60% less than the North Dakota typical home ($290,657). Values changed -1.8% in the past year and -11.5% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($1,166 on the typical home), versus 0.92% statewide.
Mortgage on the typical Eddy County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,371 | $93,482 | $629 | $0 | $156 | $784 | $33,600 |
| 10% down | $11,685 | $105,168 | $707 | $44 | $156 | $907 | $38,900 |
| 5% down | $5,843 | $111,010 | $747 | $46 | $156 | $949 | $40,700 |
| 3.5% down (FHA) | $4,090 | $114,737 | $772 | $52 | $156 | $979 | $42,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sheridan County | $117,383 | -6.9% | 0.7% |
| Towner County | $120,691 | +7.7% | 0.88% |
| Wells County | $128,455 | +0.5% | 0.98% |
| Adams County | $141,117 | +1.3% | 1% |
| Griggs County | $141,481 | -4.7% | 0.91% |
| Benson County | $141,965 | +2.9% | 0.91% |
| Burke County | $144,525 | +1.9% | 0.54% |
| Lamoure County | $152,175 | +4.3% | 1.01% |
| Emmons County | $156,341 | +18.9% | 0.91% |
| Nelson County | $157,031 | +12.3% | 0.75% |
Frequently asked questions
What is the average home price in Eddy County, ND?
The typical home value in Eddy County is $116,853 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Eddy County?
About $33,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Eddy County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).