Granville County, North Carolina home prices
Typical home $315,433 · -0.6% in a year · property tax 0.67%
The typical home in Granville County is worth $315,433, 5% less than the North Carolina typical home ($332,159). Values changed -0.6% in the past year and +23.8% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($2,119 on the typical home), versus 0.64% statewide.
Mortgage on the typical Granville County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,087 | $252,346 | $1,698 | $0 | $334 | $2,032 | $87,100 |
| 10% down | $31,543 | $283,889 | $1,910 | $118 | $334 | $2,362 | $101,200 |
| 5% down | $15,772 | $299,661 | $2,016 | $125 | $334 | $2,475 | $106,100 |
| 3.5% down (FHA) | $11,040 | $309,719 | $2,084 | $140 | $334 | $2,557 | $109,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Durham metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yancey County | $313,735 | +0.4% | 0.48% |
| Swain County | $321,857 | +0.5% | 0.41% |
| Polk County | $306,649 | -3.0% | 0.54% |
| Davie County | $325,287 | +3.2% | 0.63% |
| Stanly County | $302,546 | +2.3% | 0.57% |
| Gaston County | $295,114 | -0.2% | 0.75% |
| Clay County | $338,459 | -0.6% | 0.43% |
| Harnett County | $292,371 | +0.1% | 0.69% |
| Haywood County | $338,535 | -3.0% | 0.57% |
| Catawba County | $291,519 | +1.1% | 0.58% |
Frequently asked questions
What is the average home price in Granville County, NC?
The typical home value in Granville County is $315,433 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Granville County?
About $87,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Granville County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).