Washington County, New York home prices
Typical home $252,226 · +3.7% in a year · property tax 2.01%
The typical home in Washington County is worth $252,226, 52% less than the New York typical home ($524,942). Values changed +3.7% in the past year and +26.3% over five years. Homeowners here pay a median 2.01% of their home's value in property tax each year ($5,073 on the typical home), versus 1.42% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,445 | $201,781 | $1,357 | $0 | $549 | $1,906 | $81,700 |
| 10% down | $25,223 | $227,004 | $1,527 | $95 | $549 | $2,171 | $93,000 |
| 5% down | $12,611 | $239,615 | $1,612 | $100 | $549 | $2,261 | $96,900 |
| 3.5% down (FHA) | $8,828 | $247,658 | $1,666 | $112 | $549 | $2,326 | $99,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New York · part of the Glens Falls metro area.
New York counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Schoharie County | $252,001 | +6.2% | 2.03% |
| Wayne County | $253,487 | +6.1% | 2.5% |
| Delaware County | $250,587 | +5.2% | 1.72% |
| Niagara County | $254,624 | +4.8% | 2.19% |
| Livingston County | $247,627 | +4.0% | 2.45% |
| Schuyler County | $246,028 | +4.8% | 1.97% |
| Madison County | $265,243 | +6.4% | 2.26% |
| Oneida County | $237,718 | +5.6% | 2.02% |
| Cayuga County | $235,019 | +5.7% | 2.19% |
| Jefferson County | $234,099 | +6.0% | 1.54% |
Frequently asked questions
What is the average home price in Washington County, NY?
The typical home value in Washington County is $252,226 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $81,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 2.01% of home value a year (Census ACS 2024 5-year estimates).