Livingston County, Missouri home prices
Typical home $192,610 · +0.9% in a year · property tax 0.81%
The typical home in Livingston County is worth $192,610, 27% less than the Missouri typical home ($265,387). Values changed +0.9% in the past year and +32.0% over five years. Homeowners here pay a median 0.81% of their home's value in property tax each year ($1,567 on the typical home), versus 0.79% statewide.
Mortgage on the typical Livingston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,522 | $154,088 | $1,037 | $0 | $227 | $1,263 | $54,100 |
| 10% down | $19,261 | $173,349 | $1,166 | $72 | $227 | $1,465 | $62,800 |
| 5% down | $9,631 | $182,980 | $1,231 | $76 | $227 | $1,534 | $65,700 |
| 3.5% down (FHA) | $6,741 | $189,122 | $1,272 | $85 | $227 | $1,584 | $67,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dent County | $192,514 | +6.3% | 0.52% |
| Adair County | $192,861 | +4.7% | 0.77% |
| Saint Francois County | $193,128 | +2.4% | 0.7% |
| Benton County | $193,305 | +1.9% | 0.53% |
| Carter County | $193,875 | +4.0% | 0.42% |
| Washington County | $190,976 | +6.7% | 0.56% |
| Saline County | $194,286 | +6.0% | 0.78% |
| Buchanan County | $190,751 | +4.1% | 0.77% |
| Audrain County | $190,175 | +8.5% | 0.79% |
| Shelby County | $196,909 | +9.0% | 0.86% |
Frequently asked questions
What is the average home price in Livingston County, MO?
The typical home value in Livingston County is $192,610 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Livingston County?
About $54,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Livingston County?
The median effective rate is 0.81% of home value a year (Census ACS 2024 5-year estimates).