Boone County, Missouri home prices
Typical home $328,757 · +2.5% in a year · property tax 0.85%
The typical home in Boone County is worth $328,757, 24% more than the Missouri typical home ($265,387). Values changed +2.5% in the past year and +28.5% over five years. Homeowners here pay a median 0.85% of their home's value in property tax each year ($2,806 on the typical home), versus 0.79% statewide.
Mortgage on the typical Boone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,751 | $263,005 | $1,769 | $0 | $398 | $2,167 | $92,900 |
| 10% down | $32,876 | $295,881 | $1,990 | $123 | $398 | $2,512 | $107,700 |
| 5% down | $16,438 | $312,319 | $2,101 | $130 | $398 | $2,629 | $112,700 |
| 3.5% down (FHA) | $11,506 | $322,802 | $2,172 | $145 | $398 | $2,715 | $116,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Columbia metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stone County | $327,095 | +3.9% | 0.47% |
| Camden County | $323,721 | -3.6% | 0.47% |
| Warren County | $336,425 | +2.2% | 0.69% |
| Christian County | $318,549 | +2.6% | 0.7% |
| Clay County | $318,510 | +2.4% | 1.07% |
| Lincoln County | $316,603 | +5.4% | 0.74% |
| Cass County | $341,122 | +4.1% | 0.86% |
| Clinton County | $292,081 | +5.5% | 0.81% |
| Jefferson County | $291,892 | +4.3% | 0.8% |
| Morgan County | $291,124 | +3.7% | 0.56% |
Frequently asked questions
What is the average home price in Boone County, MO?
The typical home value in Boone County is $328,757 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Boone County?
About $92,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Boone County?
The median effective rate is 0.85% of home value a year (Census ACS 2024 5-year estimates).