Andrew County, Missouri home prices
Typical home $289,942 · +6.2% in a year · property tax 0.73%
The typical home in Andrew County is worth $289,942, 9% more than the Missouri typical home ($265,387). Values changed +6.2% in the past year and +32.1% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($2,111 on the typical home), versus 0.79% statewide.
Mortgage on the typical Andrew County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,988 | $231,953 | $1,560 | $0 | $321 | $1,881 | $80,600 |
| 10% down | $28,994 | $260,948 | $1,755 | $109 | $321 | $2,185 | $93,600 |
| 5% down | $14,497 | $275,445 | $1,853 | $115 | $321 | $2,289 | $98,100 |
| 3.5% down (FHA) | $10,148 | $284,690 | $1,915 | $128 | $321 | $2,364 | $101,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the St. Joseph metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Morgan County | $291,124 | +3.7% | 0.56% |
| Jefferson County | $291,892 | +4.3% | 0.8% |
| Clinton County | $292,081 | +5.5% | 0.81% |
| Cole County | $285,878 | +7.7% | 0.77% |
| Saint Louis County | $285,675 | +2.8% | 1.2% |
| Johnson County | $284,128 | +4.0% | 0.66% |
| Daviess County | $280,878 | +8.0% | 0.66% |
| Polk County | $274,050 | +2.0% | 0.55% |
| Callaway County | $270,364 | +6.7% | 0.77% |
| Webster County | $268,140 | +5.0% | 0.52% |
Frequently asked questions
What is the average home price in Andrew County, MO?
The typical home value in Andrew County is $289,942 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Andrew County?
About $80,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Andrew County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).