Wilkin County, Minnesota home prices
Typical home $220,770 · +4.7% in a year · property tax 0.79%
The typical home in Wilkin County is worth $220,770, 37% less than the Minnesota typical home ($348,778). Values changed +4.7% in the past year and +18.9% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($1,739 on the typical home), versus 1.04% statewide.
Mortgage on the typical Wilkin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,154 | $176,616 | $1,188 | $0 | $255 | $1,443 | $61,900 |
| 10% down | $22,077 | $198,693 | $1,337 | $83 | $255 | $1,675 | $71,800 |
| 5% down | $11,039 | $209,732 | $1,411 | $87 | $255 | $1,754 | $75,200 |
| 3.5% down (FHA) | $7,727 | $216,772 | $1,458 | $98 | $255 | $1,811 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Wahpeton metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lake of the Woods County | $221,109 | +3.8% | 0.66% |
| Chippewa County | $221,400 | +6.6% | 1.1% |
| Martin County | $219,955 | +3.5% | 1.02% |
| Stevens County | $217,836 | +8.1% | 0.81% |
| Lac Qui Parle County | $216,260 | +3.9% | 0.9% |
| Roseau County | $225,440 | +2.2% | 0.97% |
| Lyon County | $226,888 | +8.5% | 1.06% |
| Jackson County | $227,184 | +0.5% | 0.93% |
| Wadena County | $227,305 | +4.3% | 1.04% |
| Red Lake County | $208,265 | +8.2% | 1% |
Frequently asked questions
What is the average home price in Wilkin County, MN?
The typical home value in Wilkin County is $220,770 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilkin County?
About $61,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilkin County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).