Muskegon County, Michigan home prices
Typical home $255,234 · +4.3% in a year · property tax 1.18%
The typical home in Muskegon County is worth $255,234, 3% less than the Michigan typical home ($263,760). Values changed +4.3% in the past year and +28.3% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($3,022 on the typical home), versus 1.17% statewide.
Mortgage on the typical Muskegon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,047 | $204,187 | $1,374 | $0 | $379 | $1,753 | $75,100 |
| 10% down | $25,523 | $229,710 | $1,545 | $96 | $379 | $2,020 | $86,600 |
| 5% down | $12,762 | $242,472 | $1,631 | $101 | $379 | $2,112 | $90,500 |
| 3.5% down (FHA) | $8,933 | $250,611 | $1,686 | $113 | $379 | $2,178 | $93,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Muskegon metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Oceana County | $253,550 | +6.7% | 1.01% |
| Newaygo County | $253,533 | +8.7% | 1.1% |
| Otsego County | $257,304 | +4.0% | 0.8% |
| Cheboygan County | $253,004 | +4.8% | 0.89% |
| Eaton County | $259,014 | +3.5% | 1.41% |
| Saint Clair County | $259,356 | +4.2% | 1.14% |
| Manistee County | $260,685 | +10.0% | 1.04% |
| Marquette County | $262,677 | +8.8% | 0.97% |
| Ionia County | $264,748 | +6.3% | 1.13% |
| Midland County | $245,098 | +9.1% | 1.47% |
Frequently asked questions
What is the average home price in Muskegon County, MI?
The typical home value in Muskegon County is $255,234 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Muskegon County?
About $75,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Muskegon County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).