Branch County, Michigan home prices
Typical home $206,792 · +4.6% in a year · property tax 1.16%
The typical home in Branch County is worth $206,792, 22% less than the Michigan typical home ($263,760). Values changed +4.6% in the past year and +11.8% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($2,391 on the typical home), versus 1.17% statewide.
Mortgage on the typical Branch County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,358 | $165,434 | $1,113 | $0 | $303 | $1,416 | $60,700 |
| 10% down | $20,679 | $186,113 | $1,252 | $78 | $303 | $1,632 | $70,000 |
| 5% down | $10,340 | $196,452 | $1,322 | $82 | $303 | $1,706 | $73,100 |
| 3.5% down (FHA) | $7,238 | $203,046 | $1,366 | $91 | $303 | $1,760 | $75,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Coldwater metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Delta County | $203,915 | +9.1% | 1.13% |
| Sanilac County | $201,517 | +3.2% | 0.9% |
| Huron County | $201,120 | +4.9% | 1.19% |
| Osceola County | $200,793 | +6.4% | 1.02% |
| Shiawassee County | $213,474 | +5.1% | 1.31% |
| Hillsdale County | $213,833 | +4.6% | 0.99% |
| Chippewa County | $196,951 | +6.8% | 1.26% |
| Houghton County | $196,480 | +7.6% | 1.16% |
| Schoolcraft County | $195,805 | +10.0% | 0.99% |
| Genesee County | $195,727 | +4.1% | 1.36% |
Frequently asked questions
What is the average home price in Branch County, MI?
The typical home value in Branch County is $206,792 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Branch County?
About $60,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Branch County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).