Pulaski County, Kentucky home prices
Typical home $180,412 · -1.3% in a year · property tax 0.63%
The typical home in Pulaski County is worth $180,412, 22% less than the Kentucky typical home ($230,909). Values changed -1.3% in the past year and +6.8% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($1,143 on the typical home), versus 0.72% statewide.
Mortgage on the typical Pulaski County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,082 | $144,330 | $971 | $0 | $185 | $1,156 | $49,600 |
| 10% down | $18,041 | $162,371 | $1,092 | $68 | $185 | $1,345 | $57,700 |
| 5% down | $9,021 | $171,391 | $1,153 | $71 | $185 | $1,410 | $60,400 |
| 3.5% down (FHA) | $6,314 | $177,144 | $1,192 | $80 | $185 | $1,457 | $62,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Somerset metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fleming County | $179,466 | +1.2% | 0.64% |
| Owen County | $179,321 | -4.1% | 0.72% |
| Green County | $179,312 | +4.4% | 0.65% |
| Lyon County | $179,125 | -8.4% | 0.63% |
| Carroll County | $181,740 | -3.3% | 0.76% |
| Hart County | $184,885 | -0.1% | 0.66% |
| Graves County | $175,799 | +0.4% | 0.66% |
| Laurel County | $185,139 | -1.5% | 0.57% |
| Calloway County | $175,394 | -13.3% | 0.65% |
| Metcalfe County | $174,385 | +0.4% | 0.67% |
Frequently asked questions
What is the average home price in Pulaski County, KY?
The typical home value in Pulaski County is $180,412 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pulaski County?
About $49,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pulaski County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).