Pike County, Kentucky home prices
Typical home $96,689 · -8.6% in a year · property tax 0.69%
The typical home in Pike County is worth $96,689, 58% less than the Kentucky typical home ($230,909). Values changed -8.6% in the past year and -0.9% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($666 on the typical home), versus 0.72% statewide.
Mortgage on the typical Pike County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,338 | $77,351 | $520 | $0 | $104 | $624 | $26,800 |
| 10% down | $9,669 | $87,020 | $585 | $36 | $104 | $726 | $31,100 |
| 5% down | $4,834 | $91,855 | $618 | $38 | $104 | $760 | $32,600 |
| 3.5% down (FHA) | $3,384 | $94,938 | $639 | $43 | $104 | $785 | $33,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McCreary County | $97,501 | -10.5% | 0.65% |
| Bell County | $99,031 | -13.0% | 0.81% |
| Perry County | $100,008 | -5.4% | 0.7% |
| Martin County | $101,271 | -11.7% | 0.82% |
| Floyd County | $87,003 | -16.9% | 0.76% |
| Fulton County | $86,561 | -6.8% | 0.8% |
| Clay County | $107,909 | -10.7% | 0.7% |
| Estill County | $111,861 | -8.9% | 0.67% |
| Lewis County | $112,742 | -5.8% | 0.64% |
| Magoffin County | $115,980 | -21.3% | 0.78% |
Frequently asked questions
What is the average home price in Pike County, KY?
The typical home value in Pike County is $96,689 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pike County?
About $26,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pike County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).