Ringgold County, Iowa home prices
Typical home $176,284 · +6.1% in a year · property tax 1.34%
The typical home in Ringgold County is worth $176,284, 26% less than the Iowa typical home ($236,623). Values changed +6.1% in the past year and +18.8% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($2,368 on the typical home), versus 1.27% statewide.
Mortgage on the typical Ringgold County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,257 | $141,027 | $949 | $0 | $285 | $1,234 | $52,900 |
| 10% down | $17,628 | $158,655 | $1,067 | $66 | $285 | $1,419 | $60,800 |
| 5% down | $8,814 | $167,470 | $1,127 | $70 | $285 | $1,482 | $63,500 |
| 3.5% down (FHA) | $6,170 | $173,091 | $1,164 | $78 | $285 | $1,528 | $65,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sac County | $175,121 | +12.0% | 1.1% |
| Greene County | $174,191 | +3.5% | 1.15% |
| Lucas County | $173,859 | +1.4% | 1.37% |
| Louisa County | $173,554 | +4.0% | 1.17% |
| Monroe County | $173,200 | +4.9% | 1.37% |
| Tama County | $172,586 | +1.7% | 1.37% |
| Osceola County | $172,227 | +7.9% | 1.13% |
| Hamilton County | $171,544 | +3.3% | 1.26% |
| Crawford County | $181,286 | +5.1% | 1.28% |
| Clinton County | $181,487 | +6.7% | 1.53% |
Frequently asked questions
What is the average home price in Ringgold County, IA?
The typical home value in Ringgold County is $176,284 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ringgold County?
About $52,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ringgold County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).