Cass County, Iowa home prices
Typical home $164,193 · +4.8% in a year · property tax 1.34%
The typical home in Cass County is worth $164,193, 31% less than the Iowa typical home ($236,623). Values changed +4.8% in the past year and +35.1% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($2,206 on the typical home), versus 1.27% statewide.
Mortgage on the typical Cass County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,839 | $131,354 | $884 | $0 | $266 | $1,150 | $49,300 |
| 10% down | $16,419 | $147,774 | $994 | $62 | $266 | $1,322 | $56,600 |
| 5% down | $8,210 | $155,983 | $1,049 | $65 | $266 | $1,380 | $59,200 |
| 3.5% down (FHA) | $5,747 | $161,219 | $1,085 | $73 | $266 | $1,423 | $61,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Floyd County | $162,346 | +7.9% | 1.34% |
| Humboldt County | $161,998 | +4.5% | 1.29% |
| Union County | $161,122 | +3.6% | 1.8% |
| Monona County | $160,962 | +2.3% | 1.03% |
| Decatur County | $168,940 | +11.6% | 1.61% |
| Audubon County | $159,348 | +7.2% | 1.34% |
| Cherokee County | $158,629 | +0.7% | 0.99% |
| Adams County | $158,274 | -0.6% | 1.26% |
| Palo Alto County | $170,587 | +3.5% | 1.2% |
| Kossuth County | $170,807 | +1.5% | 1% |
Frequently asked questions
What is the average home price in Cass County, IA?
The typical home value in Cass County is $164,193 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cass County?
About $49,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cass County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).