Stark County, Illinois home prices
Typical home $142,649 · +8.8% in a year · property tax 1.69%
The typical home in Stark County is worth $142,649, 52% less than the Illinois typical home ($295,943). Values changed +8.8% in the past year and +5.5% over five years. Homeowners here pay a median 1.69% of their home's value in property tax each year ($2,413 on the typical home), versus 1.92% statewide.
Mortgage on the typical Stark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,530 | $114,119 | $768 | $0 | $272 | $1,040 | $44,600 |
| 10% down | $14,265 | $128,384 | $864 | $53 | $272 | $1,190 | $51,000 |
| 5% down | $7,132 | $135,517 | $912 | $56 | $272 | $1,241 | $53,200 |
| 3.5% down (FHA) | $4,993 | $140,065 | $942 | $63 | $272 | $1,278 | $54,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the Peoria metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Logan County | $142,869 | +7.4% | 1.77% |
| Marshall County | $143,851 | +8.1% | 1.94% |
| Richland County | $140,972 | +8.6% | 1.58% |
| Macoupin County | $144,350 | +2.3% | 1.5% |
| Coles County | $145,077 | +5.4% | 1.94% |
| Whiteside County | $146,857 | +3.5% | 2.04% |
| Jefferson County | $147,115 | +8.4% | 1.7% |
| Wabash County | $137,029 | +4.3% | 1.41% |
| Montgomery County | $136,570 | +6.1% | 1.68% |
| Crawford County | $136,455 | -5.0% | 1.49% |
Frequently asked questions
What is the average home price in Stark County, IL?
The typical home value in Stark County is $142,649 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stark County?
About $44,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stark County?
The median effective rate is 1.69% of home value a year (Census ACS 2024 5-year estimates).