Franklin County, Idaho home prices
Typical home $435,938 · +2.7% in a year · property tax 0.4%
The typical home in Franklin County is worth $435,938, 9% less than the Idaho typical home ($476,754). Values changed +2.7% in the past year and +10.1% over five years. Homeowners here pay a median 0.4% of their home's value in property tax each year ($1,734 on the typical home), versus 0.42% statewide.
Mortgage on the typical Franklin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $87,188 | $348,750 | $2,346 | $0 | $362 | $2,709 | $116,100 |
| 10% down | $43,594 | $392,344 | $2,639 | $163 | $362 | $3,165 | $135,700 |
| 5% down | $21,797 | $414,141 | $2,786 | $173 | $362 | $3,321 | $142,300 |
| 3.5% down (FHA) | $15,258 | $428,042 | $2,879 | $193 | $362 | $3,435 | $147,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho · part of the Logan metro area.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Owyhee County | $433,227 | +3.4% | 0.4% |
| Madison County | $423,156 | +5.3% | 0.48% |
| Canyon County | $416,843 | +1.7% | 0.52% |
| Payette County | $412,388 | +3.8% | 0.4% |
| Boundary County | $464,905 | +3.4% | 0.39% |
| Jefferson County | $469,151 | +2.9% | 0.45% |
| Bear Lake County | $402,207 | +2.8% | 0.41% |
| Jerome County | $400,477 | +3.2% | 0.63% |
| Bonneville County | $400,373 | +1.6% | 0.5% |
| Fremont County | $473,183 | +6.8% | 0.44% |
Frequently asked questions
What is the average home price in Franklin County, ID?
The typical home value in Franklin County is $435,938 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Franklin County?
About $116,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Franklin County?
The median effective rate is 0.4% of home value a year (Census ACS 2024 5-year estimates).