Custer County, Idaho home prices
Typical home $394,611 · +10.9% in a year · property tax 0.29%
The typical home in Custer County is worth $394,611, 17% less than the Idaho typical home ($476,754). Values changed +10.9% in the past year and +25.1% over five years. Homeowners here pay a median 0.29% of their home's value in property tax each year ($1,150 on the typical home), versus 0.42% statewide.
Mortgage on the typical Custer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $78,922 | $315,689 | $2,124 | $0 | $293 | $2,417 | $103,600 |
| 10% down | $39,461 | $355,150 | $2,389 | $148 | $293 | $2,830 | $121,300 |
| 5% down | $19,731 | $374,880 | $2,522 | $156 | $293 | $2,971 | $127,300 |
| 3.5% down (FHA) | $13,811 | $387,464 | $2,606 | $175 | $293 | $3,074 | $131,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nez Perce County | $390,046 | +2.5% | 0.78% |
| Bonneville County | $400,373 | +1.6% | 0.5% |
| Jerome County | $400,477 | +3.2% | 0.63% |
| Lemhi County | $387,464 | +6.9% | 0.35% |
| Bear Lake County | $402,207 | +2.8% | 0.41% |
| Washington County | $386,307 | +2.3% | 0.49% |
| Bingham County | $384,891 | +3.6% | 0.5% |
| Twin Falls County | $380,622 | +3.3% | 0.61% |
| Payette County | $412,388 | +3.8% | 0.4% |
| Camas County | $376,032 | +8.4% | 0.37% |
Frequently asked questions
What is the average home price in Custer County, ID?
The typical home value in Custer County is $394,611 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Custer County?
About $103,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Custer County?
The median effective rate is 0.29% of home value a year (Census ACS 2024 5-year estimates).