Blaine County, Idaho home prices
Typical home $1,101,790 · — in a year · property tax 0.38%
The typical home in Blaine County is worth $1,101,790, 131% more than the Idaho typical home ($476,754). Values changed — in the past year and +41.7% over five years. Homeowners here pay a median 0.38% of their home's value in property tax each year ($4,163 on the typical home), versus 0.42% statewide.
Mortgage on the typical Blaine County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $220,358 | $881,432 | $5,929 | $0 | $898 | $6,827 | $292,600 |
| 10% down | $110,179 | $991,611 | $6,671 | $413 | $898 | $7,982 | $342,100 |
| 5% down | $55,089 | $1,046,700 | $7,041 | $436 | $898 | $8,375 | $358,900 |
| 3.5% down (FHA) | $38,563 | $1,081,834 | $7,278 | $487 | $898 | $8,663 | $371,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.38% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho · part of the Hailey metro area.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Teton County | $873,202 | +4.6% | 0.31% |
| Valley County | $683,380 | +3.2% | 0.3% |
| Bonner County | $659,993 | +3.4% | 0.38% |
| Kootenai County | $606,179 | +3.1% | 0.44% |
| Ada County | $525,709 | +1.6% | 0.52% |
| Adams County | $510,933 | +1.9% | 0.36% |
| Boise County | $479,858 | +2.9% | 0.34% |
| Gem County | $479,474 | +3.6% | 0.33% |
| Latah County | $475,190 | +1.3% | 0.64% |
| Fremont County | $473,183 | +6.8% | 0.44% |
Frequently asked questions
What is the average home price in Blaine County, ID?
The typical home value in Blaine County is $1,101,790 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Blaine County?
About $292,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Blaine County?
The median effective rate is 0.38% of home value a year (Census ACS 2024 5-year estimates).