Maui County, Hawaii home prices
Typical home $982,145 · -2.9% in a year · property tax 0.16%
The typical home in Maui County is worth $982,145, 18% more than the Hawaii typical home ($832,932). Values changed -2.9% in the past year and +18.8% over five years. Homeowners here pay a median 0.16% of their home's value in property tax each year ($1,591 on the typical home), versus 0.26% statewide.
Mortgage on the typical Maui County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $196,429 | $785,716 | $5,286 | $0 | $624 | $5,909 | $253,300 |
| 10% down | $98,214 | $883,930 | $5,946 | $368 | $624 | $6,938 | $297,400 |
| 5% down | $49,107 | $933,037 | $6,277 | $389 | $624 | $7,289 | $312,400 |
| 3.5% down (FHA) | $34,375 | $964,355 | $6,487 | $434 | $624 | $7,545 | $323,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Hawaii · part of the Kahului metro area.
Hawaii counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kauai County | $1,014,244 | +1.9% | 0.21% |
| Honolulu County | $855,988 | +2.6% | 0.28% |
| Hawaii County | $574,749 | +1.9% | 0.28% |
Frequently asked questions
What is the average home price in Maui County, HI?
The typical home value in Maui County is $982,145 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Maui County?
About $253,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Maui County?
The median effective rate is 0.16% of home value a year (Census ACS 2024 5-year estimates).