Suwannee County, Florida home prices
Typical home $266,652 · +2.5% in a year · property tax 0.71%
The typical home in Suwannee County is worth $266,652, 29% less than the Florida typical home ($375,361). Values changed +2.5% in the past year and +23.7% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($1,885 on the typical home), versus 0.8% statewide.
Mortgage on the typical Suwannee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,330 | $213,321 | $1,435 | $0 | $290 | $1,725 | $73,900 |
| 10% down | $26,665 | $239,986 | $1,614 | $100 | $290 | $2,005 | $85,900 |
| 5% down | $13,333 | $253,319 | $1,704 | $106 | $290 | $2,100 | $90,000 |
| 3.5% down (FHA) | $9,333 | $261,822 | $1,761 | $118 | $290 | $2,170 | $93,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Columbia County | $267,659 | -0.0% | 0.74% |
| Marion County | $267,911 | -2.2% | 0.74% |
| Citrus County | $268,688 | -0.8% | 0.58% |
| Hendry County | $270,219 | -4.1% | 0.8% |
| Lafayette County | $262,301 | +4.9% | 0.55% |
| Glades County | $257,042 | -2.8% | 0.85% |
| Union County | $256,560 | +0.5% | 0.58% |
| Escambia County | $280,027 | +1.4% | 0.58% |
| Bradford County | $252,646 | +4.0% | 0.55% |
| De Soto County | $250,420 | +0.4% | 0.83% |
Frequently asked questions
What is the average home price in Suwannee County, FL?
The typical home value in Suwannee County is $266,652 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Suwannee County?
About $73,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Suwannee County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).