Calhoun County, Florida home prices
Typical home $166,734 · -5.4% in a year · property tax 0.51%
The typical home in Calhoun County is worth $166,734, 56% less than the Florida typical home ($375,361). Values changed -5.4% in the past year and +8.1% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($842 on the typical home), versus 0.8% statewide.
Mortgage on the typical Calhoun County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,347 | $133,388 | $897 | $0 | $154 | $1,051 | $45,000 |
| 10% down | $16,673 | $150,061 | $1,009 | $63 | $154 | $1,226 | $52,500 |
| 5% down | $8,337 | $158,398 | $1,066 | $66 | $154 | $1,285 | $55,100 |
| 3.5% down (FHA) | $5,836 | $163,714 | $1,101 | $74 | $154 | $1,329 | $56,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $179,815 | +1.0% | 0.5% |
| Holmes County | $181,325 | -2.5% | 0.54% |
| Taylor County | $196,856 | +6.1% | 0.65% |
| Gadsden County | $199,661 | -0.3% | 0.53% |
| Liberty County | $201,245 | +4.9% | 0.9% |
| Madison County | $206,128 | -2.4% | 0.83% |
| Hamilton County | $207,098 | +5.9% | 0.73% |
| Putnam County | $216,313 | +0.7% | 0.78% |
| Dixie County | $217,764 | +2.5% | 0.62% |
| Washington County | $220,578 | +1.0% | 0.46% |
Frequently asked questions
What is the average home price in Calhoun County, FL?
The typical home value in Calhoun County is $166,734 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Calhoun County?
About $45,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Calhoun County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).