Gunnison County, Colorado home prices
Typical home $723,157 · +3.6% in a year · property tax 0.29%
The typical home in Gunnison County is worth $723,157, 37% more than the Colorado typical home ($529,013). Values changed +3.6% in the past year and +21.6% over five years. Homeowners here pay a median 0.29% of their home's value in property tax each year ($2,091 on the typical home), versus 0.52% statewide.
Mortgage on the typical Gunnison County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $144,631 | $578,526 | $3,892 | $0 | $536 | $4,428 | $189,800 |
| 10% down | $72,316 | $650,842 | $4,378 | $271 | $536 | $5,185 | $222,200 |
| 5% down | $36,158 | $687,000 | $4,621 | $286 | $536 | $5,444 | $233,300 |
| 3.5% down (FHA) | $25,311 | $710,059 | $4,777 | $320 | $536 | $5,632 | $241,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boulder County | $706,773 | -0.4% | 0.53% |
| Garfield County | $704,470 | +3.1% | 0.42% |
| Grand County | $742,708 | -0.9% | 0.34% |
| Douglas County | $694,570 | -1.3% | 0.55% |
| Chaffee County | $686,577 | +1.2% | 0.29% |
| La Plata County | $678,547 | +2.9% | 0.26% |
| Elbert County | $675,289 | -2.0% | 0.45% |
| Ouray County | $791,603 | +4.4% | 0.28% |
| Broomfield County | $613,654 | -0.7% | 0.6% |
| Jefferson County | $606,904 | -1.6% | 0.48% |
Frequently asked questions
What is the average home price in Gunnison County, CO?
The typical home value in Gunnison County is $723,157 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gunnison County?
About $189,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gunnison County?
The median effective rate is 0.29% of home value a year (Census ACS 2024 5-year estimates).