Trinity County, California home prices
Typical home $235,389 · -2.5% in a year · property tax 0.58%
The typical home in Trinity County is worth $235,389, 69% less than the California typical home ($761,538). Values changed -2.5% in the past year and -23.9% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($1,364 on the typical home), versus 0.72% statewide.
Mortgage on the typical Trinity County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,078 | $188,311 | $1,267 | $0 | $231 | $1,498 | $64,200 |
| 10% down | $23,539 | $211,850 | $1,425 | $88 | $231 | $1,745 | $74,800 |
| 5% down | $11,769 | $223,619 | $1,504 | $93 | $231 | $1,829 | $78,400 |
| 3.5% down (FHA) | $8,239 | $231,125 | $1,555 | $104 | $231 | $1,890 | $81,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lassen County | $230,824 | +1.5% | 0.72% |
| Modoc County | $192,295 | +3.4% | 0.69% |
| Siskiyou County | $281,544 | -1.4% | 0.64% |
| Lake County | $301,548 | -1.1% | 0.73% |
| Tehama County | $315,084 | +3.1% | 0.62% |
| Sierra County | $323,410 | -0.3% | 0.69% |
| Kern County | $360,205 | +0.0% | 0.88% |
| Glenn County | $360,411 | +3.0% | 0.64% |
| Tulare County | $360,861 | +1.9% | 0.7% |
| Del Norte County | $361,100 | -1.1% | 0.61% |
Frequently asked questions
What is the average home price in Trinity County, CA?
The typical home value in Trinity County is $235,389 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Trinity County?
About $64,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Trinity County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).