How much house can I afford?
Enter your income and monthly debts to see the price range lenders are likely to approve.
The 28/36 rule
Most lenders want your housing payment (principal, interest, tax, insurance, PMI) under 28% of gross monthly income, and all debt payments — housing plus car, student and card payments — under 36%. The calculator uses whichever limit is lower. FHA and some other programs allow higher ratios, but a lower payment leaves room for savings and repairs.