How much house can I afford on $80,000 in Delaware?
About $297,000 with 20% down ($235,000 with an FHA loan), using Delaware's 0.49% property tax rate.
That is $108,165 less than the typical Delaware home ($405,061), so on $80,000 you'd look at cheaper areas or a smaller home. The payment of $1,867 covers $1,598 principal and interest, $120 property tax and $148 insurance.
Counties in Delaware you can afford on $80,000
On $80,000 the typical home is out of reach in every Delaware county tracked by Zillow — the cheapest is New Castle County at $366,105.
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Delaware
Frequently asked questions
How much house can I afford on $80,000 in Delaware?
About $297,000 with 20% down at 7.11%, keeping the payment (with Delaware's 0.49% property tax and insurance) under $1,867 a month.
Is $80,000 enough to buy a house in Delaware?
Not the typical home: the typical Delaware home is worth $405,061 (Zillow, September 2026) and $80,000 supports about $297,000. 0 of 3 counties are within budget.