How much house can I afford on $180,000 in District of Columbia?
About $652,000 with 20% down ($518,000 with an FHA loan), using District of Columbia's 0.67% property tax rate.
That is $84,773 more than the typical District of Columbia home ($567,271), so a $180,000 salary can buy a typical home here. The payment of $4,200 covers $3,509 principal and interest, $365 property tax and $326 insurance.
Counties in District of Columbia you can afford on $180,000
1 of 1 counties have a typical home value at or below $652,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| District of Columbia | $567,289 | -0.7% | 0.58% |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in District of Columbia
Frequently asked questions
How much house can I afford on $180,000 in District of Columbia?
About $652,000 with 20% down at 7.11%, keeping the payment (with District of Columbia's 0.67% property tax and insurance) under $4,200 a month.
Is $180,000 enough to buy a house in District of Columbia?
Yes: the typical District of Columbia home is worth $567,271 (Zillow, September 2026) and $180,000 supports about $652,000. 1 of 1 counties are within budget.